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12 months


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Montigny-le-Bretonneux, France



Information & Communication

Presentation of the company

Assertivo was created in 2019 and is active in the field Computer consulting. The company is located in Montigny le Bretonneux and has 1 employee. As of 2019, it is managed by Jean-Paul Lages.

Project description

The company wishes to borrow 21,000 € to ensure the continuity of its activity following the impact of the crisis COVID-19. This company is experiencing a decline in revenue following the economic impact of COVID-19. To ensure its continuity, the company needs liquidity. The credit can be used, for example, to invest in new sales channels or to continue paying fixed costs until the business resumes. The French government supports this company with a state guarantee. 90% of the principle is guaranteed. If the company cannot repay the loan, the state will partially reimburse the lenders on behalf of the company. This state-guaranteed loan is initially a 12-month deferred loan with a 2% interest and principal payment at the end of the loan. After 12 months, the borrower can (partially) repay the loan. If (part of) the loan is not repaid, the borrower will repay the loan over a period of 1 to 5 years. A new interest rate of 5.41% will then be applied. The project will be completed within the next few months. This project description is based on data provided by the company.