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Lend directly to SMEs with the #1 European platform.

1,060 lenders
lent €1,040,000 to Eldim on October.
See all the stories

  • Choose SMEs from across Europe
  • Interest rates up to 9.9%
  • Direct lending from €20
  • Monthly repayments
  • No fees
  • 14,317 lenders, alongside the European Union and other institutional lenders have lent €240M through October earning €12M in interest.

We select quality SMEs for you.

We combine the best of technology and financial analysis to select the right SMEs.

October's management team personally lends to each project on the platform to align their interests with yours.

Only 1 out of 100 projects we receive is selected and proposed to lenders.

Start lending

Lending made simple.

  • 1.

    1

    2 minutes

    Create your account

    Create an account and transfer money in, free of charge.

  • 2.

    2

    Every day

    Choose your loans

    Choose projects you want to fund and diversify your portfolio.

  • 3.

    3

    Every month

    Receive your repayments

    Receive your reimbursements monthly. Reinvest or withdraw, free of charge.

Learn more

9.3/10

“ Support is fast and consistent

Support is fast and consistent. Nothing appears to be hidden for investors, the only downside is that you need to be fast to invest your money, some loans go quickly.  ”

Jonas Hendrickx, July 11th, 2018

“ Good investment option

Easy set-up, sleek user experience and good returns (5-6% with very low risk). Highly recommended to diversify your investments !

 ”

Nicholas Farwerck, May 18th, 2018

“ Perfect so far!

So far no problems, very good site and support, I would definitely recommend, even though I think the rates offered could be a bit better compared to the competition.  ”

Thanasis, June 4th, 2018

“ Best education and app!

I have never been very keen to use application and even less for this type of transaction. Lendix has made my fears go away, the app is very user friendly, news are straight to the point, support is great and education around the topic is interactive and clear.

 ”

Amélie Roussel, September 28th, 2018

Transparency is the key.

Every month, we publish all the data concerning the loans financed on October. You can follow the total amount invested, the distribution of loans by industries, the average loan made by investors, the number of investors, rate of default, …

See statistics

October App.

Get notified when new projects are online, read their full description, lend in just 2 clicks or keep an eye on your portfolio. You can do it all from our mobile application.

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Everything you need to know.

How much you can lend, what documents are needed to open an account, who can lend on the platform, when will you receive your reimbursements, what is diversification…

We’ve covered every question you can think of.

See FAQs