Lend directly to SMEs with the #1 European platform.

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  • 43,192 lenders, alongside the European Union and other institutional lenders have lent €979M through October earning €82M in interest.

We select quality SMEs for you.

We select quality SMEs for you.

We combine the best of technology and financial analysis to select the right SMEs.

October’s management team personally lends to each project on the platform to align their interests with yours.

Only 1 out of 100 projects we receive is selected and proposed to lenders.

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Lending made simple

Lending made simple

  1. 2 minutes Create your account Create an account and transfer money in, free of charge.
  2. Every day Choose your loans Choose projects you want to fund and diversify your portfolio.
  3. Every month Receive your repayments Receive your reimbursements monthly. Reinvest or withdraw, free of charge.
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“ Support is fast and consistent.

Nothing appears to be hidden for investors, the only downside is that you need to be fast to invest your money, some loans go quickly. ”

Jonas Hendrickx, July 11th, 2018

“ Good investment option.

Easy set-up, sleek user experience and good returns (5-6% with very low risk). Highly recommended to diversify your investments! ”

Nicholas Farwerck, May 18th, 2018

“ Perfect so far!

So far no problems, very good site and support, I would definitely recommend, even though I think the rates offered could be a bit better compared to the competition. ”

Thanasis, June 4th, 2018

“ Best education and app!

I have never been very keen to use application and even less for this type of transaction. Lendix has made my fears go away, the app is very user friendly, news are straight to the point, support is great and education around the topic is interactive and clear. ”

Amélie Roussel, September 28th, 2018

Transparency is the key.

Transparency is the key.

Every month, we publish all the data concerning the loans financed on October. You can follow the total amount invested, the distribution of loans by industries, the average loan made by investors, the number of investors, rate of default, …

See statistics

October App.

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October App.

Get notified when new projects are online, read their full description, lend in just 2 clicks or keep an eye on your portfolio. You can do it all from our mobile application.

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Everything you need to know.

Everything you need to know.

How much you can lend, what documents are needed to open an account, who can lend on the platform, when will you receive your reimbursements, what is diversification…

We’ve covered every question you can think of.

See FAQs

October IFP is registered as an intermediary in participatory financing (IFP) under registration number 15000364 on the registry of ORIAS and agent of Lemon Way payment service provider under registration number 69593 on the registry of REGAFI.