Lend directly to SMEs with our European platform.
My account
- 43,858 lenders, alongside the European Union and other institutional lenders have lent €1,019M through October earning €92M in interest.
We select quality SMEs for you.
We select quality SMEs for you.
We combine the best of technology and financial analysis to select the right SMEs.
October’s management team personally lends to each project on the platform to align their interests with yours.
All projects we receive are carefully selected before proposing them to lenders.
Lending made simple.
Lending made simple.
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2 minutes Create your account Create an account and make a deposit, free of charge. -
Every day Choose your projects Choose projects you want to invest in and diversify your portfolio. -
Every month Receive your repayments Receive your reimbursements monthly. Reinvest or withdraw, free of charge.
Transparency is the key.
Transparency is the key.
Every month, we publish all data related to loans financed on October. This includes the total amount invested, distribution of loans by industry, average loan made by investors, number of investors, and default rate.

October IFP is registered as an intermediary in participatory financing (IFP) under registration number 15000364 on the registry of ORIAS and agent of Lemon Way payment service provider under registration number 69593 on the registry of REGAFI.