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Warning Lending money to SMEs presents a risk of capital loss and requires your savings to be immobilised.
La Trinité, France
Created in 1990, Le Carthagène is active in the retail sale in non-specialised stores with food, beverages or tobacco predominating sector.
The company, managed by Houria Laghmari has 3 employees and is based in La Trinité.
The company request €95.000 to ensure its continuity following the impact of the COVID-19 crisis on its activity.
This project is an Instant Project and the French State supports this company with a guarantee: the principal is guaranteed up to 90%. If the company cannot repay the loan, the State will partially reimburse the lenders on behalf of the company. This State-guaranteed loan is initially a 12-month deferred loan with payment of interest (2%) and principal at the end of the loan. After 12 months, the borrower can (partially) repay the loan. Otherwise, the borrower will repay the loan over a period of 1 to 5 years. A new interest rate of 4,91% will then be applied.
The amount offered on the platform is limited to 46.540€, which is in line with the regulatory limits.