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Edenred affiliate? Get simple & fast financing

Edenred has borrowed on October.
Why not you ?

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Legal warning: Do not borrow beyond your repayment capacity.

  • No application fees
    0% instead of 3% thanks to Edenred
  • From €30k to €5m
    Rates start at 2.5% p.a.
  • No personal guarantee
    No insurance
  • Instant eligibility check
    Funds on your account in a week
  • Simple process
    Online application, fast firm offers
  • #1European SME lending marketplace
  • €347,501,258borrowed by 716 projects
  • 18,614lenders including top tier institutions
  • 4.6/5354 reviews on Trustpilot

SMEs have now been able to borrow through alternative sources alongside the traditional banking system for 4 years.

Grow Together is an operation conceived by October, the first SME lending platform in continental Europe. Thanks to October already more than 500 SMEs have borrowed 240 million euros from a large community of private lenders and institutional investors. More information on october.eu

For every key moment of your growth.

We help established companies of all sizes take the next step.

  • Digitize your company

    Implement a new Customer Relationship Management tool, launch your e-commerce operations.

  • Attack international markets

    Develop your commercial operations abroad or a new production unit, launch a new country.

  • Refinance your business

    Refinancing your partners' current accounts, bonds or vendor credits.

  • Get your business known

    Attract new clients by launching marketing or communication campaigns.

  • Transform your company

    Renovate your hotel or your restaurant, increase capacity, renew furnishings.

  • Grow your team

    Grow your workforce and production capacity by hiring and/or training employees.

  • Optimize your production

    Improve your production efficiency by acquiring new or second-hand machinery, equipments or vehicles.

  • Acquire a business

    Acquire a company, a restaurant, a hotel or a shop.

  • Value sustainable projects

    Reduce your company’s ecological footprint by investing in energy efficiency and sustainable projects.

Take your next step

Tell us about your company and your project. We’ll tell you how much you can borrow with us.

Online, simple and fast

  • 1.

    1

    One minute

    Submit your project

    Know how much you can borrow in 1 minute. Complete your application online.

  • 2.

    2

    Two days

    Talk to one of our analysts

    Our team studies your project. We get back to you in 48 hours with a firm answer.

  • 3.

    3

    One week

    You're funded

    Retail and institutional investors lend to your company. Just a week after your application, the funds are on your account.

Apply for a loan

“ Inventor of the Ticket Restaurant program and world leader in payment solutions for the workplace, whether in terms of employee benefits, professional mobility or transactions between companies, Edenred is a privileged observer of the economic world. At the crossroads between fintech and regtech, we note that the main obstacle to the development and innovation of VSE/SMEs, particularly in the catering sector, is linked to the difficulty of financing projects, due to delays, administrative difficulties and the amount borrowed. For this reason, Edenred supports October's initiative. ”

Business loans, upgraded.

  • 100% guaranteed financing

    Faster and without paperwork.

  • Financing tangible & intangible assets

    We finance all the key moments of your company's life.

  • No personal guarantee

    We analyse your company's ability to repay.

See FAQs